Insurance Drain Inspection Report
Buying a property is one of the most expensive investments a person may ever make. Running into water damages, because of drain problems, can create significant additional post sale costs or unexpected damages.
Most insurance companies today, when you purchase a home insurance, will ask a number of questions about the home or building. You will be able to answer to some of these questions, while other questions will be a little more challenging.
Common questions insurance companies will ask are the year your drainage system in good condition, the year of your hot water tank, do you have a back water valve, the condition of your main drain, your sump pump, and more. If they are outdated or at the end of their life span, you will be asked to replace them, or you could be liable to pay a large deductible.
When calling an insurance company, keep your plumbing and drain inspection report handy. It’s a good idea to know if you have a backwater value installed, what is the age of the main drain and what needs to be replaced, and when.
These are the items your insurer is very likely to ask about:
Water tankThe age of the water tank. By law, a hot water tank needs to be replaced after 10 years.
Galvanized PipesIn every home built before the 1960s, the plumbing was installed using galvanized pipes. These are usually corroded and clogged up. You will notice that the water pressure is low due to corrosion within the pipes. Insurance companies prefer that you update the plumbing to either copper or PEX. If the pipes are visible, your plumbing inspection report will indicate, in the Plumbing section, that you have galvanized steel.
Sump PumpA sump pump ensures that your basement doesn’t flood by removing rainwater from around the foundation. A sump pump needs to be tested on a regular basis and replaced after 10 years.
BackWater ValveA backwater valve ensures the wastewater from sinks and toilets flow out of the home= and prevents water backup from going into your plumbing from the city’s sewer system.
The best way to inspect your drains without excavating or breaking down walls is with a drain camera inspection. Since these cameras and cable rods are very thin, they can be used to inspect any kind of sewer pipe in your house. This way, technicians are able to detect exactly what the problem is and where it is in your sewer.
Whether you are looking to buy or sell a property, or you just want the peace of mind for your current home, a plumbing inspection report could save you thousands of dollars in potential damages or repairs.
The drain inspection reports are as follows:
- Pre-Purchase Inspection Report
- Insurance Inspection Report
- Insured Damage Report
- Drain Camera Inspection
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